How do I pay my medical bills?

In most instances, the insurance company for the Defendant will not agree to pay the injured party's medical expenses until there is a settlement of the entire claim. It may take many months before an injured party is ready to begin negotiations to settle his or her claim. We assist our clients in finding ways to pay the medical bills so that our clients can avoid any harm to their credit rating. We also write protection letters in which we ask your creditors to withhold collection efforts until your case is resolved. If you have been involved in a motor vehicle accident, the most common method of paying your medical bills is to submit the bills to your own auto insurance carrier under the "medical payments" coverage of your policy. You auto insurance policy probably contains $5000 or $10,000 of medical payments coverage that will cover your accident-related medical expenses. We encourage our clients to submit claims under the medical payments coverage. If you are not at fault for the accident, submitting your medical bills to your own company will not cause the insurance company to "raise your rates." Likewise, submitting a claim under your medical payments coverage will not cause the insurance company to cancel your coverage. Your auto insurance company will be reimbursed (for the medical bills they pay on your behalf) when your personal injury claim against the other driver's insurance company is settled. If you have health insurance coverage, you can submit your accident-related medical bills to your health insurance carrier. Most health insurance policies give your health insurance carrier the right to seek reimbursement (for the medical bills they pay on your behalf) when your personal injury claim against the other driver's insurance company is settled.