Will the Insurance Company offer a fair settlement if I don't have an Attorney?
Insurance companies usually do not admit responsibility or part with money easily. Most successful recoveries are the product of many hours of hard work resulting in a well-documented claim. If you are uncertain about the value of your claim or want a second opinion, it will cost you absolutely nothing to meet with one of our experienced injury attorneys to discuss your case. Most attorneys who represent injured persons offer free consultations. We will do our best to answer your questions and share our knowledge regarding settlements and verdicts in cases that are similar or comparable to your case.
Insurance companies are not required to pay every person who has been injured in accident. There is no "formula" regulating the amount of compensation due an injured person. Many insurance companies use scare tactics to discourage personal injury claimants from hiring a lawyer. Often, insurance claim adjusters tell claimants (1) that the settlement of their claim will be delayed (if an attorney is involved); or (2) that the majority of the settlement proceeds will wind up in the lawyer's pocket.
The reason that many insurance companies discourage personal injury claimants from hiring an attorney is simple. The insurance industry knows that injury victims who have highly qualified lawyers recover significantly larger awards than people who are not represented.